How FirstOption works

Type it. Say it. Check it. Done.

Write or speak naturally on WhatsApp. FirstOption gathers the right details and shows you a clear confirmation before anything moves.

From a message to money sent

Say who. Say how much.

“Send ₦5,000 to Ada.” FirstOption finds your saved recipient and prepares the payment. Check the details, approve with your PIN and get the receipt.

You can still choose from the menu. A complete request simply takes you straight to the next step.

FirstOptionBusiness account
Today

Send ₦5,000 to Ada

9:41
Send money

₦5,000 · Ada Okafor

Saved recipient · FirstOptionReview & Pay9:41
FirstOption replies
01

Describe what you need

Type a request, send a voice note or choose from the menu.

02

Answer only what is missing

Give a missing recipient or amount without starting again.

03

Review the full details

See the recipient, service, amount and fee before continuing.

04

Confirm securely

Use a focused secure screen when authorization is required.

05

Keep the receipt

See who was paid, how much and what the payment was for, back in WhatsApp.

No special wording required.

Open WhatsApp and type or say your request.

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