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FirstOption on WhatsApp

Send a message.
Move money.

Send money in your own words. Type it or say it on WhatsApp.

Open WhatsApp See how it works

And buy airtime, data, pay bills and more, in the same chat.

FirstOptionBusiness account
Today

Send ₦5,000 to Ada

9:41
Your message
One conversation
Send moneyCollect paymentsPayment links & QRAirtime, data & more

Speak naturally

No commands to memorize.

Ask in your own words. Or send a voice note. FirstOption picks up the details and asks only for what is missing.

FirstOptionBusiness account
Today
0:03

“Send five thousand naira to Ada.”

9:41
Send money
ToAda OkaforAmount₦5,000
Check the details before you pay.Review & Pay9:41

One connected network

Built for the way money already moves.

01

People

Send, receive, request and claim money in the conversations where plans are already being made.

Explore
02

Businesses

Collect customer payments with clear amounts, references and confirmation for both sides.

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03

Groups

Organize dues, contributions and shared targets without manually chasing every transfer.

Explore
A Nigerian business owner checking a payment on her phone while preparing an order

For business

From “I’ve paid” to payment confirmed.

Create a request in the customer conversation. FirstOption keeps the amount, order and receipt together.

Explore business payments

Everyday services

More reasons to open FirstOption.

Buy, pay, renew and trade from the same WhatsApp conversation.

Mobile

Airtime Top-Up

Top up MTN, Airtel, Glo and 9mobile lines.

MTN, Airtel, Glo, 9mobile
Mobile

Data Bundles

Buy daily, weekly and monthly data plans.

SME and CG plans
Bills

Electricity

Pay electricity bills and receive your token.

Prepaid and postpaid
Entertainment

Cable TV

Renew DSTV, GOtv, Startimes and Showmax.

DSTV, GOtv, Startimes
Education

Exam Pins

Buy WAEC and JAMB pins from the chat.

WAEC and JAMB
Subscriptions

Internet & Gaming

Pay internet and supported gaming subscriptions.

Spectranet, Smile and more
Betting

Betting Wallets

Top up supported betting wallets.

SportyBet and Bet9ja
Trade

Gift Cards

Buy and sell supported gift cards.

Buy and sell
Digital assets

Crypto

Buy, sell, send and receive supported crypto.

Buy, sell, send, receive
Cards

Virtual Cards

Create and manage supported virtual cards.

USD virtual cards

One clear payment

The conversation stays connected to the money.

1

Ask

Send a message, voice note, request link or QR.

2

Check

See who you are paying, the amount and the reason.

3

Confirm

Authorize the transaction in a focused secure step.

4

Know

Both sides receive a clear, verifiable receipt.

Trust is part of the product

Know who. Know how much. Know what happened.

Verified identitySee a trusted name before you act.
Locked detailsRecipient, amount and purpose stay clear.
Secure confirmationNothing moves until you approve it.
Shared receiptBoth sides see the same result.

Pay, collect and buy what you need on WhatsApp.

Message FirstOption whenever you are ready.

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